Stock management, agent tracking, loan applications, commissions and full accounting — all in one secure, mobile-first platform.
What's Inside
From warehouse to commissions to loan applications — built for how Zimbabwean businesses actually work.
Track products, allocate to agents, get low-stock alerts and manage restocks from your phone. Full movement history.
Add agents across territories, track their orders and commissions, and monitor performance in real time.
Agents capture SSB, Pensions, Cashloan and product applications. Admin authorises and batches them instantly.
Automated commission calculation with configurable rules per agent, product and currency. Zero manual errors.
Trial balance, P&L, balance sheet, VAT reports, bank reconciliation and cash flow — all automatically generated.
Capture orders, applications and stock movements anywhere — with or without internet. The system stores everything securely on-device and automatically synchronises the moment a connection is restored.
Your business data is backed up automatically every day. Restore a full snapshot in minutes. Never lose a record, even if a device is lost or damaged.
Install MerchantMS on Android or iPhone directly from the browser. No app store. No admin rights needed. Works on any device.
How It Works
Register, set up your team, and go live today.
Create your secure merchant account with your organisation name and contact details. Free, instant, no credit card. Your data is encrypted from the very first click.
Upload your product catalogue, add administrators and invite your agents to the system. Each user gets only the access they need — nothing more.
Agents use the mobile-optimised Quick Capture to record orders, stock movements and loan applications — even with no internet. Data syncs automatically when back online.
Real-time dashboard. Authorise applications, batch loans, track commissions and run reports — from your phone, anywhere in the world. Your data, always available, always private.
Every night the system takes a complete snapshot of your business data. You never have to think about it — but if you ever need it, it is there.
Packages
All packages include data encryption, daily backups and confidential data handling. We tailor every plan to your business size.
Security & Privacy
We know many business owners fear putting their data online. We built MerchantMS so your information is protected the same way banks protect money.
Every byte of your data is encrypted when it travels and when it rests on our servers. No one — not even our staff — can read your business records.
Your client lists, sales figures, agent performance and financials belong to you alone. We never share, sell or analyse your business data for any third party.
Your complete data is backed up every night. Point-in-time restore means you can recover from accidental deletions or hardware failures within minutes.
Scheduled maintenance is done during off-peak hours. Redundant servers mean the system stays available when your agents are in the field and orders are coming in.
Get help the way you prefer — chat instantly with our AI assistant anytime, or speak directly to a real person on WhatsApp, phone or email. Critical issues get priority human attention, every time.
Each user gets a login with permissions matched to their role. A field agent can capture orders and view their own commissions — nothing else. A branch admin manages their team. The owner has a full view across all operations. Every action is logged with a timestamp and user record.