Stock management, sales rep commissions, loan applications, fleet support and full accounting — all in one secure, mobile-first platform built for the whole team.
A Note To Our Sales Reps
Every sale and allocation is logged the moment it happens, so your commission is calculated correctly and paid on time — no more "it got lost somewhere."
Top performers get surfaced automatically on the dashboard — so when you do good work, it gets seen, not just logged.
Everything is encrypted and used only for what it's built for — paying you correctly and running the business. Read exactly what's collected and why in our Privacy Policy.
What's Inside
Track products, allocate to agents, get low-stock alerts and manage restocks from your phone. Full movement history.
Add sales reps across territories, keep every order and commission accurate, and surface your top performers so great work gets seen.
Agents capture SSB, Pensions, Cashloan and product applications. Admin authorises and batches them instantly.
Automated commission calculation with configurable rules per agent, product and currency. Zero manual errors.
Trial balance, P&L, balance sheet, VAT reports, bank reconciliation and cash flow — all automatically generated.
Register vehicles, log trips, and get automatic alerts for service, insurance and licence renewals.
Tag customers by risk segment, schedule follow-ups so leads and repayments don't go cold, and keep every call, SMS and WhatsApp message logged against the client record.
Raise purchase orders, receive stock against goods-received notes with batch tracking, and track supplier invoices and payments so you always know what you owe.
Process returns, exchanges and refunds with a full approval workflow, and score each client's credit risk automatically before extending terms.
Live sales, profit, receivables and stock value in USD and ZWG, with top agents and weakest territories surfaced automatically.
Capture orders, applications and stock movements anywhere — with or without internet. The system stores everything securely on-device and automatically synchronises the moment a connection is restored.
Your business data is backed up automatically every day. Restore a full snapshot in minutes. Never lose a record, even if a device is lost or damaged.
Install MerchantMS on Android or iPhone directly from the browser. No app store. No admin rights needed. Works on any device.
How It Works
Register, set up your team, and go live today.
Create your secure merchant account with your organisation name and contact details. Free, instant, no credit card. Your data is encrypted from the very first click.
Upload your product catalogue, add administrators and invite your agents to the system. Each user gets only the access they need — nothing more.
Sales reps use the mobile-optimised Quick Capture to record orders, stock movements and loan applications — even with no internet. Data syncs automatically when back online.
Real-time dashboard. Authorise applications, batch loans, track commissions and run reports — from your phone, anywhere in the world. Your data, always available, always private.
Every night the system takes a complete snapshot of your business data. You never have to think about it — but if you ever need it, it is there.
Packages
All packages include data encryption, daily backups and confidential data handling. We tailor every plan to your business size.